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5808 Lee Hwy Chattanooga, TN 37421 4238920661
5808 Lee Hwy, Chattanooga, TN 37421
Sales: (423) 390-0810 | Service: (423) 390-0754 | Parts: (423) 892-0661

How to Check Your Credit Score

If you’re in the process of buying a car, it’s important to be aware of  your current credit score. What exactly is a credit score, and how do you go about checking yours?

Your credit score is simply a number that potential lenders use to determine how likely you are to pay off your debts, and thus, how likely they are to lend you the money you need. Your individual credit score is the result of several factors, including your payment history and how much outstanding debt you currently have. It’s important to know your credit score before you start looking into how to finance your new car.

How to Check Your Credit Score

Luckily, checking your credit score isn’t as complicated as it may seem. You can get a copy of your credit score for free from each of the three major credit-reporting agencies—Equifax®, Experian®, and TransUnion®—once a year by visiting AnnualCreditReport.com or by calling 1-877-322-8228. Alternatively, you can visit sites such as MyFICO.com to get an idea of your credit score. FICO is the most common type of credit score and ensures you and your lender will be on the same page.

Of all the aspects of buying a new car, financing is often the most complicated for customers. But, with a little preparation, you can start your search for a new car with confidence. Please contact our Finance team here at Capital Toyota with any questions.


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Dealer Information
Capital Toyota 5808 Lee Hwy Chattanooga, TN 37421 Get Directions
Sunday:
CLOSED
Monday:
9:00 AM - 8:00 PM
Tuesday:
9:00 AM - 8:00 PM
Wednesday:
9:00 AM - 8:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 8:00 PM
Saturday:
9:00 AM - 7:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
8:00 AM - 1:00 PM
Sunday:
CLOSED
Monday:
8:00 AM - 6:00 PM
Tuesday:
8:00 AM - 6:00 PM
Wednesday:
8:00 AM - 6:00 PM
Thursday:
8:00 AM - 6:00 PM
Friday:
8:00 AM - 6:00 PM
Saturday:
8:00 AM - 1:00 PM
Sunday:
CLOSED
Monday:
8:00 AM - 5:30 PM
Tuesday:
8:00 AM - 5:30 PM
Wednesday:
8:00 AM - 5:30 PM
Thursday:
8:00 AM - 5:30 PM
Friday:
8:00 AM - 5:30 PM
Saturday:
8:00 AM - 1:00 PM
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